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24.4: Pensamientos finales

Última actualización

29 oct 2022
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- 24.3: Procedimientos concursales
- Volver Materia

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$\definecolor{fillinmathshade}{gray}{0.9}$

Un objetivo fundamental de la quiebra es dar a los deudores un “nuevo comienzo” financiero a partir de deudas abrumadoras. Este objetivo se logra a través de la liquidación de deudas, lo que libera al deudor de la responsabilidad de deudas específicas y prohíbe a los acreedores emprender acciones de cobro contra el deudor. No obstante, la quiebra sí tiene un costo para ello. Impacta negativamente el historial crediticio de un deudor e impacta la capacidad de un individuo o empresa para obtener un préstamo o acumular activos nuevamente. Los negocios también corren el riesgo de liquidación y de que el negocio termine, aunque solo tengan la intención de reorganizarse. Antes de declararse en quiebra, una empresa debe considerar si existen mejores alternativas disponibles para administrar y pagar su deuda.

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